Check out the full review of IndianOil Axis Bank Credit Card 2025. Save up to 5% on fuel, earn rewards on online shopping, and enjoy dining & movie benefits.
IndianOil Axis Bank Credit Card Review 2025 – Benefits, Fees & Eligibility
If you are looking for the best fuel credit card in India, the IndianOil Axis Bank Credit Card is one of the most popular choices. It helps you save up to 5% on fuel and also provides attractive rewards on online shopping, dining, and movies. Let’s take a closer look at its fees, charges, benefits, and eligibility.
Key Features at a Glance
- Joining Fee: ₹500 + GST
- Annual Fee: ₹500 + GST (waived on ₹3.5 lakh annual spend)
- Fuel Benefit: 5% savings (4% reward points + 1% fuel surcharge waiver)
- Online Shopping: 1% value back on spends up to ₹5,000
- Dining Discounts: Up to 15% at partner restaurants
- Movie Tickets: 10% off on BookMyShow bookings
Benefits of IndianOil Axis Bank Credit Card
1. Welcome Offer
- 100% cashback up to ₹250 on first fuel purchase at IndianOil within 30 days.
2. Fuel Savings
- 20 reward points per ₹100 spent on fuel (4% value).
- Additional 1% fuel surcharge waiver.
- Valid on transactions between ₹100 – ₹4,000.
3. Online Shopping Rewards
- 5 reward points per ₹100 spent online (1% benefit).
- Applicable for transactions between ₹100 – ₹5,000.
4. Lifestyle Perks
- 10% discount on BookMyShow movie tickets.
- Up to 15% off at partner restaurants (max ₹500 discount per month).
- Contactless tap-and-pay feature for quick payments.
5. Annual Fee Waiver
- Spend ₹3.5 lakh or more in a year and the next year’s annual fee is waived.
Eligibility Criteria
- Age: 18 to 70 years
- PAN card mandatory
- Valid identity proof and address proof required
- Available for both salaried and self-employed individuals
Final Verdict
The IndianOil Axis Bank Credit Card is one of the best entry-level credit cards for fuel savings in India. Along with 5% fuel savings, it also offers 1% back on online shopping, plus movie and dining discounts. With a low annual fee and multiple lifestyle benefits, it’s a great choice for anyone who spends regularly on fuel and online purchases.
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